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Company Overview

Thrissur Nidhi Ltd. (TNL), is a public limited Nidhi company, started by a group of professionals from diverse areas in financial industry. The promoters are ably supported by a dynamic group of young professionals working in TNL and a solid group of shareholders, who come from diverse business and professional backgrounds. TNL originated from deep understanding of customer requirements from decades of professional experience of the promoters and an urge to provide innovative and modern products to meet those customer requirements with unparalleled service standards in the industry.

With this aim in mind, we have ensured that even the first time customers of TNL shall find the transactions to be secured and easy, while availing the best rates in the industry. At 80% of the gold value as loan, we provide the highest LTV in the industry compared to banks and NBFCs. Our gold loan interest rates start from 12% per annum, making it one of the lowest rates in the industry.

For those who would like to avail deposit services we have a bouquet of products, included Fixed Deposits, Savings Deposits and Recurring Deposits, with attractive interest rates, which are 200 to 500 basis points higher than comparable bank deposit rates. All our deposit interests are cumulated monthly to provide maximum interest gain to our customers. We have provisions to transfer monthly interests as well as principal amount to customers’ bank accounts by providing a simple standing instruction at our branches.


To help our customers achieve financial freedom and prosperity.


To be the most respected and preferred financial services company in Kerala for our customers.


Our innovative products and service oriented processes are built upon our strengths of deep expertise in the financial industry, innovation stemming from comprehensive understanding of customers’ requirements and unwavering commitment to meet superior service standards


Trust and Optimism




New Customers

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Loans Processed